Insights

What is redraw? Let’s say you’ve made a habit of paying more than your minimum scheduled home loan repayments. This means you’ll have money available

In the ever-fluctuating world of economics, recessions are an inevitable part of the financial cycle. While they can be daunting, understanding their nature and preparing

Think back to when you got your first job and first dipped your toe into financial independence. Regardless of what age you started working, it’s

Why it’s so important to talk about your finances According to this research1, one in two Australians don’t sit down regularly to look at their

Transition to retirement rules Under the transition to retirement rules, when you reach your preservation age, you may be able to reduce your working hours without

In the space of 18 months – interest rates have risen regularly – which has seen plenty of positively or neutrally geared investment properties slip

The temptation is obvious. Soaring house prices have made buying a home tough for most home buyers and prompted many parents to think they should

About downsizer contributions If you are 55 or older, you may be able to contribute up to $300,000 from the proceeds of the sale (or

What is creditworthiness? It might be a bit of a mouthful, but the concept of creditworthiness is simple enough to understand. The term refers to

Diversification is an investment strategy that lowers your portfolio’s risk and helps you get more stable returns. You diversify by investing your money across different

While older Australians are reportedly among the wealthiest retirees in the world, much of their wealth is tied up in their family home.  Australian retirees

If you own a rental property or holiday home, work out if your rental arrangements are for an investment or a business. Common rental arrangements